Please review before you start stacking.
1. Not financial advice. STACK is an educational savings and habit-tracking tool. It does not provide financial, investment, credit, tax, or legal advice. Your real credit score is separate from STACK's score and is set by credit bureaus.
2. No warranty. The app is provided "as is" and "as available" without warranties of any kind. We do not guarantee that savings, scores, ranks, or rewards will improve your finances.
3. Assumption of risk. You use STACK voluntarily and accept full responsibility for your financial decisions and any consequences.
4. Limitation of liability. To the fullest extent permitted by law, STACK, its creators, and affiliates are not liable for any damages, losses, or claims arising from your use of the app, including lost savings, missed goals, or credit outcomes.
5. Binding arbitration & class waiver. Any dispute will be resolved through individual binding arbitration, and you waive the right to join a class action or class arbitration.
6. No guarantee of results. Ranks, XP, badges, and rewards are motivational features and do not represent real-world financial standing.
7. Minors. Users under 18 should use STACK with a parent or guardian's guidance.
This is a summary of our Terms & Privacy Policy.